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⚠️ This is a starting template — decide your actual refund window/terms and have it reviewed before publishing. Razorpay requires a stated policy to activate live payments; the numbers below are placeholders for you to confirm.

Refund Policy

New subscriptions

If you're not satisfied within the first 7 days of your first paid subscription, contact us for a full refund, provided you haven't already made significant use of paid add-on modules with real usage costs (e.g. sent WhatsApp/RCS messages or made AI calls beyond a reasonable trial amount).

Renewals

Renewal payments are non-refundable once the new billing period has started, but you can cancel to prevent the next renewal at any time before it's charged.

Mid-cycle cancellations

We don't currently offer partial refunds for unused time within a paid period. If you cancel mid-cycle, your modules stay active until the period you already paid for ends.

How to request a refund

Contact us via the details on xkincode.com with your business name and payment reference. Approved refunds are processed back to your original payment method within 5-7 business days via Razorpay.